Buying a second-hand home in Ireland can be a smart choice — offering more character, established locations, and often better value than new builds. But the legal process can come with added complexity.
MB Solicitors are Law Society registered Property Law Solicitors in Ireland
Experts in Complex Title Second-Hand Property Transactions
Call +353-1-5677343 or use the contact form below for a quote for conveyancing or property law advice*.
*Consultations and conveyancing can be done remotely e.g. via Zoom and we also use digital signature process and e-conveyancing services as suits you.
At MB Solicitors, we specialise in property transactions of all types, and we understand the specific risks and considerations when it comes to purchasing second-hand homes.
Whether you’re a first-time buyer or trading up, we’ll guide you through every legal step to ensure a smooth and secure transaction.
Key Differences When Buying Second-Hand Property
Unlike new builds or self-builds, second-hand homes often come with a legal and physical history — and that history must be carefully examined. Our role is to ensure that what you’re buying is legally sound, fully marketable, and free of surprises.
Common Issues in Second-Hand Property Transactions:
- Title clarity and registration
- Planning and building control compliance
- Rights of way or long-standing easements
- Boundaries and extensions
- Undisclosed alterations
- Outstanding mortgages or liens
- Vendor delays or broken chains
Explore more about title types here:
👉 Registry of Deeds vs Land Registry »
What Our Conveyancing Process Covers
At MB Solicitors, we go beyond the basics. Our team conducts detailed investigations to give you peace of mind on every aspect of your purchase:
1. Contract Review & Negotiation
We’ll review the draft contract issued by the vendor’s solicitor, flag any unusual clauses, and ensure that timelines and terms are in your favour. We also liaise directly with the auctioneer and the seller’s legal team to keep things moving.
2. Title Due Diligence
Our team carries out thorough title investigations, including Land Registry or Registry of Deeds searches, checking for registered burdens, rights of way, or title defects.
3. Planning Compliance
We verify that any alterations, extensions, or attic conversions have the proper planning permission or are exempt. This is especially critical in older homes.
4. Pre-Contract Investigations
We investigate boundaries, services (such as drainage or shared driveways), property access, BER certificates, and check for any NPPR (Non-Principal Private Residence) charges or household charges owed.
5. Handling Outstanding Mortgages
We confirm that any loans secured on the property will be cleared on completion so you’re not left with unwanted debt or delays.
Things to Watch For When Buying Second-Hand
Older homes — even those that look perfect at first glance — can hide issues beneath the surface. Here are some specific concerns we look out for on your behalf:
🔎 Hidden Structural or Compliance Issues
- Past works done without planning or building control certification
- Structural issues not picked up by your surveyor (we recommend a full building survey before signing contracts)
🧾 Legacy Utility and Service Arrangements
- Shared water supplies, driveways, or septic tanks with informal agreements
- Long-standing arrangements that may not be legally documented
🛠 Unfinished Renovations or Extensions
- Sellers may claim ‘exempt development’ – we’ll help you verify this
- Missing compliance certificates from engineers or architects
Chain Delays & Closing Complications
When buying second-hand property, it’s often the case that the vendor is also in the process of buying elsewhere. This can create a “chain” that adds unpredictability to your timeline. We manage these risks by:
- Inserting protective clauses into the contract
- Liaising closely with all parties
- Ensuring you are not left legally or financially exposed
Stamp Duty, Fees & Additional Costs
In addition to the purchase price, buyers need to budget for:
- Stamp duty (typically 1% on residential purchases)
- Legal fees
- Surveyor’s fees
- Engineer’s or architect’s opinion (if required)
- Searches and outlays
👉 Read more here:
Additional Outlay When Buying »
Buying an Apartment?
If your second-hand purchase is an apartment or part of a managed development, there are extra legal checks required on:
- Management company accounts and insurance
- Sinking fund contributions
- House rules and by-laws
👉 Learn more:
Buying an Apartment »
Why Choose MB Solicitors?
- ✅ Specialist property solicitors with over a decade of conveyancing experience
- ✅ Clear, plain-English explanations of your legal position
- ✅ Efficient and responsive communications
- ✅ Proactive approach to spotting and resolving issues early
- ✅ Local expertise and national reach
Our goal is to make the process as smooth and stress-free as possible while protecting your investment.
Ready to Make an Offer?
If you’ve had a bid accepted or are starting the process, get in touch now. We’ll act fast to get your purchase moving, starting with a review of the sales advice note and contracts.
📞 Contact MB Solicitors Today »
We’re ready to help you make a secure, confident move.
Useful Links:
- Buying Your Home – Main Guide »
- Buying an Apartment »
- Registry of Deeds vs Land Registry »
- Typical Additional Outlay »
Micheal Burns of MB Solicitors is an expert Property Lawyer with a career background in the Irish banking sector.
Call +353-1-5677343 or use the enquiry form below.