Recovery of debt €15,000 – €75,000

If the debt due is between €15,000 – €75,000 legal proceedings are issued in the Circuit Court


  1. Gather all invoices contracts relating to the debt as this will be used to evidence the debt.
  2. Issue a letter of demand for payment allowing 7 or 10 days for repayment.
  3. Wait 7 or 10 days
  4. Issue Civil Bill, if the monies have not been repaid
  5. Allow 10 days for the debtor to enter an appearance
  6. Send a 14-day warning letter of your intention to seek judgment in default of appearance.
  7. If there is no response you complete an affidavit of debt which is then lodged with the court office.
  8. Obtain judgement from the Court Office.
  9. Enforce the Judgment

Where the debtor files an appearance the following steps arise.

  1. The debtor will enter a defence
  2. The debtor will send a Notice for particulars requesting further information in relation to the claim
  3. Further documentation, called pleadings, will be exchanged between your solicitor and the debtor’s solicitor before matter is ready to be heard by a Judge.
  4. A hearing date is set by the Circuit Court Office
  5. Judge then hears the case on the hearing date.

Information which we require from you

  • Your name and address
  • Name and address of the debtor
  • Copy contract between you and the debtor (if any) or any other relevant correspondence
  • Copy invoices sent to debtor
  • Any response received from debtor in relation to the invoices raised (if any)
  • Details of any payment made on foot of the invoice
  • Amount of total debt due

Should you have any queries in relation to a debt due to you please complete the contact form with a brief description of your query and we will respond to you.